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Singapore's Most Advanced Loan Analysis System
Terms and Conditions of Use

By accessing this web site and any web pages thereof and your continued use of www.iCompareLoan.com (hereinafter referred to as "our website" constitutes your acceptance of the terms in this notice and the other notices on our web sites. Our partners and affiliates are hereinafter referred to as "Our partners website". By accessing "Our website" or "Our partners website" or any related data, and/or related services in any way whatsoever, including but not limited to entering the site, perusing information and/or services provided herein, or clicking on any links at or within "Our website", you agree to be bound by the following terms of use. Should you object to any of the conditions in the notices on our websites, you must cease immediately to use our websites and services.

OWNERSHIP

This website is the property of CoreConcept Systems Pte Ltd. "Our website" reserves the right to change the terms and conditions at any time without notice. Therefore the onus is for users to check back at the website for the latest terms and conditions.

COPYRIGHT

You agree not to remove or modify any copyright or other intellectual property notices that appear in or at the Site or Services. You will not resell services for which our services, content or links are the "engines" without first obtaining written permission to do so. You must not use web agents, bots or automated queries to crawl our site or use part of our site as a paid service. However search engines and similar search tools may query the services (within non login areas of the site) to provide an index with links to the services web pages, only to the extent such unlicensed "fair use" is allowed by applicable copyright law. www.iCompareLoan.com reserves the right to restrict or block automated queries.

Google Maps. Google Maps imagery is supplied by Google Inc., and use is subject to the Tele Atlas Terms of Use.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of www.iCompareLoan.com web sites and systems including but not limited to unauthorized entry into www.iCompareLoan.com systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by www.iCompareLoan.com and/or its affiliates.

You agree to use the Site and Services for your personal use. Your commercial use is limited to transactions done on your own behalf.

Real estate professionals or Independent financial advisors and/or retail businesses may provide information to their customers. Subject to the restrictions set forth in the following paragraphs, you may copy information from the Services only as necessary for your personal use to view or save such information for later review using such features.

For reproduction or use of www.iCompareLoan.com copyright material or any material that appears on www.iCompareLoan.com written permission must be obtained directly from www.iCompareLoan.com or the relevant copyright owner. If given, permission will be subject to the requirement that the copyright owner's name and interest in the material be acknowledged when the material is reproduced or quoted, in whole or in part.

And you must agree not to remove or modify any copyright or other intellectual property notices that appear in or at the Site or Services

You agree not to use the Services in any way that is unlawful under any applicable laws, or to the detrimental of www.iCompareLoan.com its service providers, suppliers or any other user. You agree not to use the Services in any way that breaches any other code of conduct, policy or notice on the Services.

AUTOMATED QUERIES

These Terms of Use do not provide you a license to use, reproduce, distribute, display or provide access to any portion of the Services on third-party Web sites. Nonetheless, publicly available search engines and similar Internet navigation tools ("Search Engines") may query the Services and provide an index with links to the Services' Web pages, only to the extent such unlicensed "fair use" is allowed by applicable copyright law.

THIRD PARTY LINKS AND ADVERTISEMENTS

This site may include advertisements, hyperlinks and points to web sites operated, controlled or offered by third parties (non-affiliates of www.iCompareLoan.com ). Those third party web sites do not form part of the www.iCompareLoan.com web sites and are not under the control of or the responsibility of www.iCompareLoan.com or its related entities. Coreconcept Systems Pte. Ltd., its affiliates hereby disclaim liability for, any information materials, products or services posted or offered at any of the third party sites linked to this web site. By creating a link to a third party web site, www.iCompareLoan.com and its affiliates do not endorse or recommend any products or services offered or information contained at those web sites, not shall www.iCompareLoan.com or its affiliates be liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of www.iCompareLoan.com and the third party web site may provide less security than www.iCompareLoan.com , when you click on the link to those web sites you leave our web site and do so entirely at your own risk. A display of advertising does not imply an endorsement or recommendation by www.iCompareLoan.com or its related entities.

NO WARRANTY

The information and materials contained in this site, including text, graphics, links or other items are provided "As is", "As Available". Our website does not warrant the accuracy, adequacy and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of Non-Infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer viruses, Trojans, bugs, is given in conjunction with the information, materials and services.

Information on our web sites and in any www.iCompareLoan.com material, either in publication, articles and partner articles or features should not be regarded as a substitute for professional legal, financial or real estate advice. At no time does "Our website" endorse any views in/of any articles, people, comments, publication featured or posted by www.iCompareLoan.com unless explicitly stated so.

CoreConcept Systems Pte. Ltd. and its related entities responsible for maintaining our web sites and all "our website" publications and its directors, officers and agents believe that all information contained within them is correct. However, no warranty is made as to the accuracy or reliability of the information contained therein and CoreConcept systems Pte Ltd. and its related entities, directors, officers and agents disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from our web sites or publications.

SUBMISSIONS AND DATA

All information submitted to www.iCompareLoan.com via this site shall be deemed and remain the property of www.iCompareLoan.com shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides www.iCompareLoan.com , through this site. www.iCompareLoan.com shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by www.iCompareLoan.com or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing www.iCompareLoan.com responsibilities and obligations to customers in accordance with the www.iCompareLoan.com Privacy terms.

POLICY FOR LINKING TO OUR WEBSITES

Hyperlinks enhance the user's experience by providing easy access to additional information or original source material, whether on the same site or from an external source. For this reason, we value the use of hyperlinks in our content. However, in using hyperlinks, we: Attribute the original source of the hyperlink where it points to third party content and we acknowledge copyright owners or contents or we do not obscure the title and/or name of such copyright owners.

We ask that you observe similar practices when linking to our content. You should be aware that if you do not do this, this may be in breach of our rights or the rights of our licensors or other third parties and you shall bear the consequence arising thereof.

Please do:

Link to our content directly. We encourage direct links.

Comply with all copyright, trade mark or other applicable laws.

Use the title or headline of the content to which you are linking, as long as you link directly to that content.

Please do not:

Attribute a link to www.iCompareLoan.com content as being a link to your own or someone else's content (for example, use your own logo to link to our content).

Attribute a link to our site and then link somewhere else. Frame our content in such a way as to present it as your own or as belonging to anyone other than us or our licensors.

ENFORCEABILITY

In the event that any clause is not applicable or not enforceable by law, the said clause will be deemed to be withdrawn. The rest of the terms and conditions shall continue to be in force.

GOVERNING LAW

These terms and conditions are governed by and construed in accordance with the laws of the Republic of Singapore. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore. Any counter proposal for change of jurisdiction must be agreed by www.iCompareLoan.com

Terms & Conditions of www.iCompareLoan.com a website of Coreconcept Systems Pte Ltd.

INDIVIDUAL SUBSCRIPTION

Individual subscription are limited to personal use. Individual subscribers are subjected to the same terms and conditions of use herein. Individual subscribers are only limited to individual and personal use. Individuals may NOT purchase an individual subscriber license for agency use.

AGENCY SUBSCRIPTION

Any individuals who uses an individual or personal license shall pay CoreConcept Systems Pte Ltd the subscription fee for agency use.

Any breach of this contract means that the individual must pay and agrees to pay CoreConcept Systems Pte Ltd ten times the fee difference between the Agency subscription rate and the individual subscription for the duration of breach. In the case where the duration of breach is contested, a flat penalty fee of $5,000 (Singapore dollars) is payable to CoreConcept Systems Pte Ltd.

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